Valid

$25,000 | $50,000 | $75,000

Valid offers members on the Campus, Canon, or Capstone program the opportunity to add eligibility for limited inpatient hospitalization.

Eligible Medical Needs must be submitted to the membership for inpatient services listed below to be considered eligible for member-to-member sharing.

Initial Waiting Period: 30 DAYS
Pre-Existing Waiting Period: SIX (6) MONTHS. If a pre-existing condition results in a defined critical illness during six (6) months from the member’s effective date it will result in medical needs not being eligible for sharing by the membership.
Annual Maximum Sharing Limit will not exceed the Valiant offering selected for eligible inpatient hospitalization services listed above or any combined allowed amounts.
*At an additional monthly cost.
**All out-of-network medical needs will not be eligible to receive the PHCS Network re-priced discounts.

***Medical procedure, service, test, or treatment that is the responsibility of a liable third-party, will not be eligible for member-to-member sharing.

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Disclaimer: JHS Community is a 501(c)(3) non-profit Health Care Sharing Ministry (HCSM). The members of JHS Community voluntarily share in one another's eligible medical needs based on the acceptance of the Community Information Guide (CIG). All members accept responsibility for their own medical needs as JHS Community is not an insurance company and is not regulated as insurance. Any program or offering from JHS Community should not be considered a substitute for an insurance policy. JHS Community nor any member of JHS Community assume any legal obligation to share in the eligible medical needs incurred by any other JHS Community member.

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